About Us

The Mortgage Loan office of Mechanics Bank opened in December of 1996 to provide the bank’s community with specialized service in permanent residential financing.  Our primary service area is Oxford, Water Valley and surrounding communities.  We provide counseling and pre-qualification to those interested in purchasing or building a new home, or refinancing their present residence. We maintain a close relationship with many of the local realtors and builders, thereby making the mortgage process an easy one.

From purchases to cash-out refinances we handle the processing of all loans internally and our goal is to find the right product for you.

Notice:  Because there is a small risk that information transmitted via internet email could fall into the wrong hands, we suggest that confidential information, such as account numbers or social security numbers, not be transmitted via email.  Instead, please contact us directly at your nearest bank branch.  Thank you.

Address & Driving Directions:
2601 West Jackson Avenue, Oxford, MS 38655

Voice: 662-234-7900 or 888-819-4663 (toll free)

Fax: 662-236-3765

Email: